No, it is not possible to have both a Home Care Package and an NDIS plan.
Government funding and assistance programs can be complex, often overlapping in the types of support provided. While both the NDIS and HCP aim to help individuals continue living at home, there are differences in eligibility criteria and means testing. Your income does not affect eligibility for either program, but the level of funding and potential contributions required can vary based on the program you qualify for.
The NDIS: It is designed for individuals between the ages of 7 and 65 living with a disability. However, if you are already enrolled in the NDIS before turning 65, you may continue with your NDIS plan.
The Home Care Package: It is designed for individuals over the age of 65 who require additional support either at home or in an aged care facility.
Still unsure? Let’s discuss both Home Care Packages and the NDIS for better clarity.
Under the Commonwealth Home Support Programme (CHSP) and Home Care Packages (HCPs) provided by My Aged Care, the Australian Government offers assistance to older individuals. The CHSP caters to basic support needs, while those with more complex requirements may need a Home Care Package.
As we age, many of us may require some extra support to live safely and maintain our quality of life. If you prefer to continue living in your own home rather than moving to a residential aged care facility, a Home Care Package can be beneficial.
A Home Care Package provides subsidized services to help you stay in your own home or with your family. The specific services covered by a HCP vary from person to person but may include:
To qualify for a Home Care Package through My Aged Care, you must be over the age of 65. While your income does not affect eligibility, an income assessment from Services Australia may be required, and you may be asked to contribute to the cost of services if you have the means to do so.
To apply for a Home Care Package, you can visit the My Aged Care website or have a friend or family member apply on your behalf. You may also receive referrals from a GP or hospital. Although the government provides the funding for HCPs, you have the freedom to choose the service provider(s) you prefer.
The National Disability Insurance Scheme (NDIS), established in 2013, ensures that Australians living with a disability can access the necessary care, regardless of income, circumstances, or type of disability.
The NDIS focuses on promoting independence and supporting individuals with disabilities in achieving their goals. Your NDIS plan is developed based on your specific needs and goals for life. The NDIS then provides funding for services that support those needs and goals. The funding can cover similar types of services as Home Care Packages, including:
The NDIS is not means tested, and your income does not affect your access to NDIS services. It is available for individuals between the ages of 7 and 65. If you are already enrolled in the NDIS before turning 65, you can continue to receive NDIS funding. For children under seven, the government provides different types of support. Individuals over the age of 65 can access My Aged Care services such as CHSP and HCPs.
The key distinction between the NDIS and Home Care Packages is that the NDIS caters to individuals between 7 and 65 living with a disability, while HCPs are for Australians over the age of 65 who require support to continue living at home.
Do I need an NDIS plan or Home Care Package? For more information on whether you require an NDIS plan or a Home Care Package, you can visit the NDIS and My Aged Care websites or contact Livewell’s team. We can assist you in understanding your eligibility and the available services under these programs.
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